Some people embrace death with open arms. However, for the most part, most folks like to avoid the topic in its entirety. Approximately 2.6 million individuals die in the United States alone each year though, so it is a subject that deserves at least a little attention. Cremation has been gaining steam over the years as it is usually a bit cheaper, but traditional burials are still the most popular way that people choose to lay their loved ones to rest.
There is only so much land and cemetery real estate to go around. Thus, it can become pretty pricey to acquire a plot. Plus, the better the location, the better the chances are of the cost going up. Many things come into play when determining how expensive or inexpensive the piece of property is. For instance, the size of the cemetery sometimes matters. If the place is spacious with plenty of prime real estate, the price is probably going to be high. Meanwhile, smaller cemeteries with less than stellar land may sell plots for a cheaper fee.
Various Average Plot Costs
Burial plots in public cemeteries can run anywhere between $200 and $2,000. On the other hand, private cemeteries usually offer pieces of land that range in price from $2,000 to $5,000. Folks that are looking to save money should consider a grave in a rural location. At these places, it usually costs a few hundred dollars to bury a cremation urn. Everything pretty much depends on the area. For example, plots in an exclusive, private cemetery, which also happens to reside in a metropolis, can fetch tens of thousands of dollars.
Additional Expenses Associated With Burials
As if the costs of plots weren't enough, there are many other expenses that one must consider when a loved one's time comes. Firstly, many consumers want vaults and liners to protect the caskets from collapsing once deterioration occurs. Having these pieces of merchandise will also prevent the ground above the coffin from sinking if the coffin itself begins to degenerate. These units are made of different materials, and they can cost between $500 and $5,000, depending on which one a person picks.
Additionally, the family usually wants a marker or headstone to keep track of where the deceased is buried. These items themselves can cost as little as $149 and as much as $10,000. As if that wasn't enough, funeral homes charge a fee for the installation. That payment can be between $800 and $3,000.
Burial Insurance Can Help With These High Dollar Amounts
Burial insurance is a product that can be purchased online, by phone or in-person. It is designed to cover the costs of the funeral merchandise as well as burial services. The plans are easy to qualify for as there is no medical exam required. They are also typically much more affordable than some other insurances on the market. The premiums range anywhere from $1 to over $100, and the total payout depends on which policy is chosen. So, don't let the financial burden of your funeral expenses fall on the shoulders of your family. Instead, get the plan that you and they deserve today.
Do you need burial insurance? Give us a call to discuss your options.