Unfortunately, murders can happen anytime and anyplace. Whether a person lives in a small town or a large metropolis, disaster can strike in the blink of an eye. According to FBI crime figures, there were 17,284 murders spread out across the U.S. in 2017. While that number is slightly down from 2016, 17,413, it is still high. Gunshots, stabbings, and other violent acts can all be part of the equation. Regardless of what happened, or why it happened, many times, the deceased party does not have any insurance.
Thus, their loved ones can become stuck between a rock and a hard place trying to acquire the funds to lay their family members to rest. After all, average, no-frills burials can run upwards of $6,000. Heck, even a direct cremation without a ceremony comes with a price tag of around $2,500. Many, many people live paycheck to paycheck these days just trying to make ends meet. In other words, they don't simply have thousands of dollars lying around to cover these expenses.
Sometimes, families have to sell heirlooms, pawn tools, get car title loans, and more to pay for the funeral. In other instances, they may have to think creatively to obtain the money. For example, the mom, dad, sister, brother, or another relative of the murder victim may have to hold a fundraiser to raise the cash. They might decide to sell plates of barbecue, hold a silent auction, or have a raffle. However, in many cases, these financial burdens can be avoided by just planning ahead.
Understandably, Most Folks Don't Want To Think About Death Or Murder
Although the topics of funerals and dying are not the most popular topics, it is important for persons to consider the fact that their time on Earth may come to an end sooner rather than later. Aside from homicide, a car accident, pedestrian/vehicle incident, or even fire can take an individual's life early. So, families should consider getting together on occasion to discuss things such as final wishes and how funeral expenses are going to get paid. There is a solution though, burial insurance.
What Is Burial Insurance?
In layman's terms, burial insurance is a product that is designed to pay for merchandise and funeral expenses after one's death. Plans are easy to acquire, and they can be purchased online, by phone, or in person through an insurance provider, and sometimes, through a funeral home itself. The payout depends on which option a person picks, but the coverage is usually for between $2,000 and $25,000. Burial insurance is typically available to individuals aged 45 to 85.
A Simple Qualification Process
Almost everyone is approved for burial insurance. It does not require a medical exam like some of the other coverages on the market today. Instead, applicants have to answer a questionnaire, and perhaps, partake in a phone interview depending on the company. So, don't wait until some unexpected event takes your life. Rather, get the burial insurance that you and your family need and deserve today.
Contact our office to discuss your burial insurance options and obtain a quote.