The average traditional funeral in the United States will cost somewhere between $7,500 and $10,000. This is a financial burdened carried too often by the family of the deceased, along with any surprise expenses that may pop up along the way. What many don’t realize are all of the surprise expenses that come into play during the planning of a funeral, which simply adds to the stress families are already feeling while dealing with the grief of a loss.
Typical Costs Of A Funeral
There are many costs that families plan for, and expect, when planning a funeral. These typical funeral costs will include:
- Funeral home fees – Funeral home fees will typically range from $500 for a very basic funeral and cremation, to $3,000 or more depending on the wishes of the deceased and their family.
- Funeral ceremony fees – The fees associated with the funeral ceremony will range between $200 and $1,700.
- Reception – The reception after the funeral may cost between $200 to $2,000.
- Casket cost – For a basic casket, one can expect to spend between $50 and $500, but higher end wood or metal caskets can get as high as $12,000.
- Embalming – The cost of embalming will be around $200 to $1,200.
- Burial plot – A plot for the burial will range from $500 to $10,000
- Transportation – Transportation costs can be as low as $500 to as high as $1,200.
These are the costs that most families plan for, and most individuals who pre-plan their funerals also plan for. However, it’s the surprise costs that can really pull the rug out from under loved ones. Some of these surprise costs include:
- Burial clothing – The clothing one wears for their funeral and burial will usually be between $100 and $500, but may go higher or lower depending on the wishes of the deceased.
- Burial shroud – The cost of a burial shroud can be as high as $1,100 or more.
- Celebrant – The celebrant who hosts the funeral service may charge between $50 and $400.
- Death certificates – Ordering death certificates is a necessary part of the funeral planning process, and these can range between $20 and $50 per copy depending on your area.
- Urn – For those who plan to be cremated, an urn will be needed to hold their remains. This urn can range from $80 to $2,000 in cost depending on the urn one wishes to use.
- Funeral programs – The programs handed out to funeral guests may cost between $40 and $200 to be printed.
Planning For The Expected And Unexpected
When planning a funeral, it pays to plan for both the expected expenses and the unexpected expenses. Burial insurance provides a way a person can ensure their loved ones will not be burdened by any cost associated with their funeral, and all of their wishes can still be met without worry or adding to existing grief. For more on the unexpected cost of a funeral, or to see how burial insurance can help you, contact us today.