In most cases, planning a funeral is a stressful experience in more ways than one. Families are dealing with grief regarding the loss, while it’s now compounded with the stress of bringing together the perfect memorial often in only a matter of days. This is an experience that too few people know enough about before the time comes to get it done, leaving plenty of room for additional stress as surprise speedbumps come up in the road.
One of the most common questions has to do with just how funerals are paid for, and if a funeral is something that needs to be paid for ahead of time, or if it’s something that’s billed later on. First and foremost, it’s important to remember that a funeral is not once central thing, but a series of activities and services compounded together to create one ceremony. The cemetery, the funeral home, the casket maker, the transportation, and the florist are all separate entities, and each will have their own policies regarding payment and a payment timeline.
Paying For Funerals Today
The average funeral today can cost upwards of $10,000 or more, which is a large sum for many American families to shoulder at the time of a death. Ideally, these services and their providers are paid upfront, although some may agree to payment plans or billing later on. The best way to pay for a funeral is to pre-plan for it, and there are several ways this can be done:
Pre-planning is key – Tasking your family to guess your final wishes and pay for them is a tall order. While pre-planning your funeral may not seem like the most enjoyable activity, it’s one that your family is sure to thank you for in the long run. Pre-planning your final wishes ensures your needs are met and lays out just what you want out of your final memorial.
Do your research – When pre-planning, research is key. Different funeral homes and service providers will have different offerings and price points, and you want to make sure you don’t choose a funeral home that is like to take advantage of your family in a time of grief. Careful research gives you peace of mind in more ways than one.
Burial insurance – The single best thing a person can do to plan ahead is to invest in burial insurance. Burial insurance is available to everyone, and it covers all of the related costs of a funeral without families sitting through long waiting periods for reimbursement.
Pay With Confidence
Pre-planning your funeral and investing in your wishes with burial insurance allows your funeral to be paid for with confidence. Families won’t be required to carry the financial responsibility of your funeral, and they won’t need to wait months for reimbursement. With burial insurance, your policy remains for your life as long as your premiums are paid. To learn more about how funeral insurance can ensure your needs are met, contact us with your questions today.