There are a lot of people in this world that try to put money aside for the funeral, burial, or cremation costs of aging family members. However, more often than not, emergencies or other unexpected expenses pop up, and the funds get spent on different things. Thus, when death finally does come about, families are left in a bind trying to come up with the cash to pay for the ordeal.
Planning for the experience can prove to be beneficial in the long run. So, seniors and their families should consider discussing the matter now to prevent headaches from arising later on. Of course, most persons don't want to talk about their last wishes or final expenses, but it is important for them to do so anyway. For one, the task will ensure that everybody knows what the individual desires. Additionally, the insured will gain peace of mind in knowing that they aren't leaving loved ones with financial burdens in the end.
Get Burial Insurance To Rest Assured The Nobody Gets Stuck In A Monetary Dilemma After Your Passing
Don't fret if you don't know what burial insurance is, you are probably not the only one. It will be discussed here so that you will have a basic understanding of the coverage. These policies are typically between $2,000 and $25,000. They are affordable, which means the purchaser doesn't have to break the bank each month. As if those weren't reasons enough to buy burial insurance, it is easy to qualify for as well.
Unlike many other kinds of insurances, there is no medical exam required with burial insurance. Rather, the candidate merely has to answer some questions about things like smoking, age, and severe conditions. They may have to interview with the provider over the phone too. The majority of insurers have the plans available to people 45 to 85. Burial insurance covers costs such as…
- Caskets Or Urns
- Funeral Director Fees
- Cemetery Plots
- Embalming And Other Services
- Burials Or Cremations
How Much Does A Cremation Cost?
There is no fixed rate across the United States for cremations. Prices vary from one place and organization to the next. However, research shows that for a direct cremation without a viewing or ceremony, individuals should expect to pay somewhere in the area of $2,300 to $2,500. Meanwhile, if a person's final wishes include having a service, the price can rise upwards of $6,000. These sums are not always easy for family members to come up in a hurry. Hence, it is a good idea to have burial insurance to take care of the costs.
How Much Does A Burial Cost?
Much the same as cremations, burials aren't tied down to a specific number either. According to the National Funeral Directors Association, as of 2017, the average price for a funeral, viewing, and burial was $7,360. If the person wanted a vault included, the cost rose to about $8,755. Of course, it is 2019, and the amount has most assuredly raised again by now. These sums are nothing to shake a stick at, so, once again, obtain burial insurance to make sure everything is covered when you pass away. Contact our office today for a burial insurance quote.