Finding Affordable Burial Insurance For Diabetics

Finding Affordable Burial Insurance For Diabetics

When many people think about fatal diseases, they think of things like HIV or cancer. But diabetes is also a major killer in this country – one that claims lives every day. And whether it’s type 1 or type 2 diabetes, the fact is that hearing a doctor tell you that you have this disease can be terrifying and change your life forever. 

The Diabetes Diagnosis

While it’s a terrifying moment to hear that you have diabetes, you aren’t alone. More than 30 million people in the USA have the disease, and roughly 84 million are estimated to be living with pre-diabetes. But with diet, exercise, and medical help, it’s possible to live a long, full life. It’s no longer a death sentence, and if you take care of yourself you’ll be surprised at the difference that can make.

And along with the increased health potential comes another bit of great news – the days of it being impossible to get burial or life insurance as a diabetic are gone as well. Today, it’s easier for those with diabetes to receive burial insurance and give themselves and their loved ones some peace of mind. And best of all, diabetes doesn’t instantly mean that you have to pay larger monthly payments, either. 

What To Expect

Of course, insurance companies will always be looking out for their best interests as well. That’s why most will ask a variety of questions to get a clearer picture of your health situation. Some of the things that they may ask include the following:

  • Age

  • Weight 

  • Height

  • Date of initial diagnosis

  • How many units of insulin are taken daily

  • Has amputation occurred due to diabetes? 

  • Are kidney issues present due to diabetes? 

  • Are vision problems present due to diabetes? 

These are just a few things you’ll be asked. Overall, the goal is simple – insurance companies want an indication of how ‘bad’ your diabetes is. As such, as long as you take care of yourself physically, you should be able to relax and know that you’re in good health and that you can get some burial coverage. 

Burial Insurance Basics

For diabetics, burial insurance is a better choice than life insurance in many cases for one basic reason – it provides coverage and peace of mind without costing a fortune. You’ll be able to invest in insurance without breaking your bank account. Burial insurance doesn’t provide those big cash windfalls to loved ones, but it will pay for things like:

  • Caskets

  • Burial plots

  • Cremation

  • Embalming

  • Vaults

  • Headstones

  • And more

Essentially, all of your final expenses will be covered. And while a single insurance company may make it harder for you to get coverage, remember that not all companies are the same – you can find coverage if you take the time to shop around. 

The bottom line is that diabetes isn’t a death sentence and it doesn’t mean that insurance is out of your reach. We can help you get the burial insurance you need for peace of mind. Contact our team today to learn more about what we can do for you. 

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