Why You Should Encourage Your Parents To Look Into Funeral Expenses

Why You Should Encourage Your Parents To Look Into Funeral Expenses

For many, funeral expenses come as something of a surprise. For parents, the funeral expenses they may have experienced decades ago when considering their own parents’ final wishes may be somewhat different than they are today. As of 2019, the average funeral in the United States will run around $7,500 to $10,000, which can present a big financial burden to families already suffering the grief after a loss. This figure is the only representative of a basic funeral, however, and due to specific wishes, these costs can be higher or lower than the average.

Funeral Expenses To Consider

The average funeral will come along with a variety of expenses. Parents may only consider the cost of the burial, the funeral service, and the reception, but what about a funeral outfit? Flowers? Transportation? Or all of the different options they have in regard to their remains? Some of the funeral expenses that parents should consider include:

  • What to do with the remains – There are a variety of options when it comes to what will become of your remains. Cremation is often the less expensive option, but this can range from $1,000 to $8,000 depending on a variety of factors. Burial is the traditional method, but also the more expensive one with an average cost of $9,000 or more. With a burial, a casket, a headstone, a burial plot, and embalming will all be required as part of the process.
  • Flowers – Flowers to honor the deceased are another cost to consider. In some cases, families may decide charitable donations are preferred over flowers, or that guest flowers will be displayed over flowers they’ve prepared with a florist. Nonetheless, the average cost of floral arrangements for a funeral will be around $500 to $700.
  • Funeral plot – Whether your parents plan to be buried or cremated, a burial plot serves as a place where their remains may be visited and honored for years to come. A burial plot will typically run around $1,000 to $4,000, with some metropolitan areas with an even higher cost. A common misconception is that funeral homes work together with cemeteries, but these are actually two separate entities.
  • Funeral reception or wake – After the funeral, guests will be hosted to honor and remember the deceased at a wake or funeral reception. These can be more affordably carried out self-hosted in one’s home, or they can be held in a favorite restaurant. Depending on your parents’ particular wishes, these can be costly.

Burial Insurance Makes It Easier

Regardless of a person’s particular wants, burial insurance makes it easier. With the cost of funeral expenses getting higher each year, parents will be prepared for all of the costs associated with a funeral and with peace of mind that they won’t leave behind a burden for their families. If you’d like to learn more about burial insurance for your parents or yourself, contact us today to see what our policies can do for you.

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